The Beauty & Cosmetic Insurance Program

With over 2,000 clients nationwide in the beauty/cosmetic industry Stratus
has set themselves apart as the insurance leader. Our policies are
tailored to address the liability exposures many policies overlook or
exclude. Stratus has a focus on offering all of their clients, no matter
the size of operations, the most comprehensive and affordable coverage
available. In addition to manifacturers, distributors and importers of
cosmetics and skincare products, we are able to accommodate any size
company specializing in baby skincare products, jewelry, variety of
apparel and accessories, animal skincare products, beauty equipment and
more! Below are the program highlights as well as list of target products. Online Application  is available to be sent directly to the underwriter!

Program Highlights: 

• Minimum Premiums as Low as $500.00
• $1Mil Occurence/$2Mil Product Liability/$2Mil Aggregate Limits
• 24-48 Hour Quote Turnaround
• Additional Insured Vendors Endorsements Included
• Inland Marine Coverage Available
• Hired/Non Owned Auto Endorsement Available
• Employee Benefits Liability Available 
• Tradeshow Coverage Available
• Low Deductible Options
• Worldwide Coverage Available
• Limits up to $50,000,000
• Product Withdrawal Coverage Available
• Pollution Legal Liability Coverage Available

Target Products: 

• Cosmetics
• Skin Care Products
• Hair Care Products
• Toiletries
• Jewelry
• Candles
• Essential Oils
• Perfume & Body Fragrances
• Topical Ointments
• Pre-Made Bases and Materials
• Beauty Accessories
• Spa Supplies
• Topical Products for Animals (shampoos, ointments etc)